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Our Process

I. The Application

Our application process is primarily over the phone. There is no need to pull credit or worry about a guarantor. The main documentation that we will need is a copy of your most recent royalty checks. If a partnership, company or trust owns the royalties, we would also need a copy of the entity documents.

II. Application Review

Once the application is complete, the underwriting department reviews the file immediately and determines the final lending amount and available loan structures.

III. The Closing

After approval, the legal department then prepares documentation and a closing is scheduled for later that week or the next. Closings usually last 30 minutes and are held at a location convenient to you.

IV. Completion

Within the same day or next business day of the closing, United Royalty wires the funds to the borrower's bank account. This entire process often takes less than a week.

Get Started Today!

If you would like us to qualify your property, please fill out our Contact Form, call us at (512) 900-2200, or send an email to